{
  "amount": 6540,
  "currency": "USD",
  "confirm": true,
  "profile_id": "YOUR_PROFILE_ID", 
  "capture_method": "automatic",
  "authentication_type": "no_three_ds",
  "customer": {
    "id": "cus_sim_TIMESTAMP_INDEX",
    "name": "John Doe",
    "email": "customer@example.com",
    "phone": "9999999999",
    "phone_country_code": "+1"
  },
  "payment_method": "card",
  "payment_method_type": "credit",
  "payment_method_data": {
    "card": {
      "card_number": "SUCCESS_OR_FAILURE_CARD_NUMBER",
      "card_exp_month": "SUCCESS_OR_FAILURE_EXP_MONTH",
      "card_exp_year": "SUCCESS_OR_FAILURE_EXP_YEAR",
      "card_holder_name": "SUCCESS_OR_FAILURE_HOLDER_NAME",
      "card_cvc": "SUCCESS_OR_FAILURE_CVC"
    },
    "billing": {
      "address": {
        "line1": "1467",
        "line2": "Harrison Street",
        "line3": "Harrison Street",
        "city": "San Francisco",
        "state": "California",
        "zip": "94122",
        "country": "US",
        "first_name": "Joseph",
        "last_name": "Doe"
      },
      "phone": {
        "number": "8056594427",
        "country_code": "+91"
      },
      "email": "guest@example.com"
    }
  }
  // "routing": { ... } // Conditionally added based on SBR
}